The Mystery of Business Credit...

If you don't know the answer to any of the questions below, you are among thousands of business owners who are lost in the maze of how to build business credit. We can provide you the answers to the mystery.

TrueBuild Team Banner
sample reports

Separating You From Your Business

You can separate your personal liability and protect your personal assets from that of the business just by incorporating. It is possible to build a business credit profile for a sole proprietorship or partnership however you are still responsible for all the debts of the company.

We recommend building your business credit as a corporation or limited liability company.

Other advantages of a corporation are:

Build a Strong Business Credit Profile

Just by building a business credit profile you will be able to limit the use of your personal guarantee and build business credit regardless of your personal credit history.

You will have more:

Biggest Advantage of Having Business Credit

The biggest advantage of good business credit is saving money. By obtaining a favorable credit score you’ll lower the interest you pay on loans & leases.

For Example:

Average or No Credit Score
Good Credit Score
Loan Amount
$50,000
$50,000
Length of Loan
10 Years
10 Years
Interest Rate
11%
8%
Payment
$689.34
$606.64
Total Paid
$82,720.80
$72,796.80
Total Savings For Having Good Credit: $9,924.00

Business Credit Agencies

There are three main business credit reporting agencies in the United States that lenders and financial institutions rely on for information to grant credit. The three credit agencies are D&B®, Experian Business, and Equifax Commercial.

Dun & Bradstreet

Experian Business

Equifax Commercial

Business Credit Scores

The business credit scores with D&B®, Experian, and Equifax are what the lenders and financial institutions look for to determine credit.

PAYDEX Score*

DUNS Rating*

Dun & Bradstreet Logo

Intelliscore

Financial Stability Risk Rating

Experian Logo

Equifax Scores

Failure Risk Assessment Ratings

Equifax Logo

The ONLY TrueBuild Corporate Credit Program...

Ready to get Started?

YES!
GET LOGGED IN AND
STARTED RIGHT NOW